Transparent Fees, No Surprises—Plan Your Journey
We believe in complete transparency. Understand all costs associated with your J-1 exchange experience before you arrive—from visa fees to living expenses.
Understanding Your Financial Commitment
All J-1 applicants pay mandatory U.S. government fees: $220 SEVIS fee (one-time, J-1 only) and $185 visa processing fee per person (J-1 and J-2 applicants).
ITES never charges teachers sponsorship fees. J-2 dependent sponsorship is $250 per person annually, payable by school or teacher as outlined in your agreement.
Foreign credential evaluation ranges $150-$350. Criminal background checks vary by jurisdiction ($50-$250). ITES partners offer discounted rates for credential evaluations.
State teaching licensure fees typically range $75-$125. Additional examinations may cost $50-$150 each. Confirm specific requirements with your host school.
Exchange Visitor Program-compliant health insurance is mandatory for you and J-2 dependents. Costs range $80-$150 per person monthly, varying by age, location, and coverage.
Trusted Resources for Financial Planning
Understanding Your Take-Home Pay
Expect 10-15% federal tax, 7.65% FICA (Social Security/Medicare), and approximately 6% state tax. Some countries have tax treaties providing exemptions for first-time participants.
Costs vary by location: housing ($500-$2,000), utilities ($100-$250), transportation ($350-$650), food ($200-$450). Plan for higher costs in urban areas versus rural communities.
Many teachers bring funds for first-month expenses as your first paycheck may arrive 30 days after starting. Budget for security deposits, initial groceries, and transportation setup.
Financial Questions Answered
Why doesn't ITES charge teachers a sponsorship fee?
We're a mission-driven organization focused on cultural exchange, not profit maximization. Our intentionally scaled program allows us to provide personalized support without charging teachers sponsorship fees. We believe quality international educators shouldn't face financial barriers to participate. Any entity requesting fees to join ITES should be reported to us immediately.
How do I budget for my first month in America?
Review your Confirmation of Appointment Letter showing your gross annual salary. Use our budget calculators to estimate net pay after taxes (typically 24-30% total deductions). Plan to bring funds covering one month of living expenses including housing deposits, groceries, and transportation. Your host school will provide local cost-of-living guidance during orientation.
What if I qualify for tax treaty benefits?
Some countries have tax treaties with the United States providing income tax exemptions for first-time exchange teachers, typically for up to two years. Research your country's specific treaty using IRS resources or SPRINTAX. Understanding your obligations after the exemption period expires is crucial.
Note: ITES cannot provide tax advice—consult qualified tax professionals.
Are retirement contributions and union dues required?
Generally, international exchange visitors aren't required to make retirement contributions or pay union dues. However, requirements vary by state and school district. Retirement contributions may range 3-9% of your paycheck where required. Union dues vary from $200 to over $1,200 annually. Clarify these requirements with your host school before accepting your position.
How much does childcare cost if I bring dependents?
Childcare for children under five can be expensive, ranging $200-$1,000 weekly depending on your location, number of children, their ages, and hours needed. Urban areas typically cost more than rural communities. Contact childcare providers near your host school early to determine exact costs and availability for proper budgeting.
What financial resources will I receive before arrival?
You'll receive comprehensive ITES orientation materials with detailed financial planning tools, cost-of-living calculators specific to your location, and links to research local expenses. Your host school provides information on teacher-friendly local service providers, housing options, and accurate local cost estimates during their orientation process.
Ready to Start Your International Journey?
Submit an application today. We're here to ensure you feel confident about every financial aspect of your journey.
